Access the equity you've built over decades without monthly payments and without leaving the home you love — a reverse mortgage is designed specifically for homeowners in retirement.
How It Works
Your reverse mortgages journey, simplified
01
Apply online
Tell us about yourself and your mortgage needs — takes about 2 minutes.
02
Team review
A licensed mortgage agent reviews your information and explores your options.
03
Options & match
We match you with the best lenders and solutions for your exact situation.
04
Approval & next steps
Get approved and move forward with confidence, guided the whole way.
What You'll Need
Documents to have ready
Exact requirements vary by lender and file — your mortgage agent will confirm the full list once we know your situation.
Common Questions
Reverse Mortgages FAQ
Who qualifies for a reverse mortgage?
Canadian homeowners aged 55 or older, based on the equity in their primary residence.
Do I have to make monthly payments?
No — a reverse mortgage doesn't require regular payments. The loan, plus accumulated interest, is repaid when you sell, move out, or the last borrower passes away.
Will I still own my home?
Yes, you retain full ownership and title — a reverse mortgage is a loan secured against your home, not a sale of it.
How much can I access?
Typically up to 55% of your home's appraised value, depending on your age and the property.
General information only — your specific numbers depend on your file. A licensed mortgage agent will confirm exact details for your situation.
Get Started
Get pre-qualified
Welcome
Let's find your best mortgage option
Answer a few quick questions and a licensed mortgage agent will follow up personally — no obligation, no bank-style runaround.
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