Building a rental portfolio takes a financing strategy, not just one approval — we structure each file around your broader investment goals, whether this is your first rental or your fifth.
How It Works
Your investment properties journey, simplified
01
Apply online
Tell us about yourself and your mortgage needs — takes about 2 minutes.
02
Team review
A licensed mortgage agent reviews your information and explores your options.
03
Options & match
We match you with the best lenders and solutions for your exact situation.
04
Approval & next steps
Get approved and move forward with confidence, guided the whole way.
What You'll Need
Documents to have ready
Exact requirements vary by lender and file — your mortgage agent will confirm the full list once we know your situation.
Common Questions
Investment Properties FAQ
How is financing an investment property different from a primary residence?
Down payment minimums are higher (typically 20%), and lenders weigh rental income differently depending on the property type and your experience as a landlord.
Can I use expected rental income to qualify?
Yes, most lenders will count a portion of the property's rental income (or a market rent estimate) toward your qualifying income.
How many rental properties can I finance?
It depends on your overall debt-to-income profile and the lender — we'll map out a financing strategy if you're planning to build a portfolio, not just buy one property.
Are rates higher for investment properties?
Typically slightly higher than owner-occupied rates, reflecting the higher risk lenders assign to rental properties.
General information only — your specific numbers depend on your file. A licensed mortgage agent will confirm exact details for your situation.
Get Started
Get pre-qualified
Welcome
Let's find your best mortgage option
Answer a few quick questions and a licensed mortgage agent will follow up personally — no obligation, no bank-style runaround.
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